Clients looking for an alternative retirement vehicle (or supplement) or for those whose income does not allow them to use a Traditional or Roth IRA for retirement planning can consider using permanent life insurance as a solution.

The investment world can often experience market volatility. Some of the advantages of using permanent life insurance in retirement planning include:

• The addition of a conservative asset class that grows tax-deferred.
• The death benefit secures retirement dollars for the beneficiary that are tax-free.
• Premium flexibility is available on some products for accumulating funds or for policy withdrawals in future years.

Life insurance is a supplemental tool for retirement planning—help your clients to start using it today!