An important part of your role as an agent is not only to protect your clients now, but also years into the future. Two ways to accomplish this is to consider the importance of conversion features to protect future insurability and living benefits to address the unexpected.

Our term plans feature a conversion option that lasts until the earliest of the final contract year or the policy anniversary following the insured’s 75th birthday.

In addition, term plans can include a living benefit rider, allowing a lump sum acceleration of the death benefit for terminal, chronic or critical illness.

Take the time to explain the value of future insurability and living benefits to your clients. They will thank you in the future!