Life is full of uncertainties, and financial stress from unforeseen illness can be overwhelming. A Living Benefit Rider is an accelerated benefit that allows your clients to access their death benefit before death if they’re diagnosed with a covered terminal, chronic, or critical illness. Best of all, it’s automatically included in policies that meet the requirements at no additional cost.

With the Living Benefit Rider, your clients can take the proceeds from their life insurance policy while they’re alive and use the funds however they choose, whether to take care of critical needs or make a final dream come true. This flexibility can be a lifeline during challenging times, providing much-needed relief and peace of mind.

The Living Benefit Rider can help your clients:

• Make mortgage payments
• Pay medical bills
• Meet daily expenses, and much more during difficult times

This benefit is available on both term and permanent plans.

Encourage your clients to explore the value of living benefits! They will thank you in the future!